Apple Card helps you keep track of your spending easily. In the Wallet app on your i. Phone you can see a color-coded chart of your charges, according to how you’ve spent your money. Purple for services, yellow for shopping, green for travel, etc.
When I was writing we ran into the inquiry “Why should you get an apple card?”.
Apple Card sets a new level of privacy and security. 1 It’s integrated into the Wallet app and designed for i. Phone and a healthier financial life. See if you’re eligible. If you apply online and don’t add Apple Card to an eligible i. Phone or i. Pad that you own, you can only use it to make eligible purchases online and in-store at Apple.
You might be wondering why Apple has a credit card at all. There are two main reasons for this. The first reason is, of course, profit. While Apple does say that it encourages you to pay less interest on the card, the company still earns money from your interest.
You have a high number of recent applications for credit. Goldman Sachs uses Trans. Union and other credit bureaus to evaluate your Apple Card application. If your credit score is low (for example, if your FICO9 score is lower than 600), 4 Goldman Sachs might not be able to approve your Apple Card application.
Is the Apple Card worth it?
This review is not provided, commissioned or endorsed by any issuer. The Apple Card is a rewarding option for people with good credit or better who regularly buy Apple products and services, as well as for i. Phone, Mac and i. Watch users who are comfortable making purchases using Apple Pay.
The Apple Card is not the best everyday credit card for the average person, either. As popular as the Apple brand is, having rewards so dependent on Apple-centric spending means the population it would work well for is a lot more limited than it would be for a Visa or Mastercard with above-average rewards on all purchases, for example.
What is the Apple Card and how does it work?
The Apple Card is a rewarding option for people with good credit or better who regularly buy Apple products and services, as well as for i. Phone, Mac and i. Watch users who are comfortable making purchases using Apple Pay.
How do I use Apple Card?
With Apple Card, you can start using the card right away through Apple Pay. As soon as you get accepted for the product, Apple lets you add the card to Apple Pay from the Wallet app. You don’t need to wait for the card to arrive in the mail. Unlike most credit card providers, Apple claims that it want you to pay as little interest as possible .
Then, you can manage your Apple Card on your device and make purchases anywhere Mastercard is accepted. If you don’t add Apple Card to an i. Phone or i. Pad that you own, you can only use your Apple Line of Credit for eligible purchases online and in-store at Apple.
Why does the color of the Apple Card change with purchase?
The colors of the Apple Card shift with every single transaction you make, and are entirely dependent on what kind of purchase you make with that transaction, resulting in a card color that is entirely unique to you.
The reason your apple is red inside is because of naturally occurring water soluble pigmentation (or coloring) in the flesh of the fruit known as anthocyanins and pyrocyanidins. Not only are they not harmful, but they’re considered antioxidants and might be beneficial in the scavenging of free radicals in your diet.
“Entertainment” is pink-coded in the Apple Card, so the moment you make that purchase, a blot of pink will also appear. The size of the blot of pink versus the blot of orange will depend on how much money you spent on those purchases.